Buying a house is, for most people, the most important financial decision they make in their lives. As a result, it is a very involved process with a lot of moving parts. You have your credit score, your down payment, mortgage approval, closing, and more....
If you have decided to purchase a home or refinance your mortgage, you have a number of options available to you. Shopping around and contacting different lenders is one approach. But unless you have experience in real estate and or are knowledgeable about mortgages, it...
If you’re purchasing a home or renewing your mortgage in the near future you may be wondering “should I get a variable or fixed rate mortgage?”. Almost every home buyer has asked themselves this question at one point. Some studies have shown that choosing a variable...
Is your mortgage coming up for renewal? Kelowna Mortgage broker, John Antle, and the whole team here would like to wish you a happy mortgage renewal day! Why should you be celebrating? Renewing your mortgage means you have the opportunity to potentially save thousands of...
Justin and Susan are a young couple who purchased their first home in Kelowna BC a number of years ago. At the time, it was perfect. They had enough space for the two of them to live and enjoy life comfortably. The payments may have...
[vc_row][vc_column][vc_column_text]Most Canadians come face to face with their credit profile at some point in their lives. Even if you’re not making a huge purchase, if you’re applying to rent or get a cell phone plan, your credit might be checked. How’s your credit? Have you...
Most great Kelowna mortgage brokers will tell you the hunt for a home shouldn’t begin with contacting a realtor, it should start with a mortgage lender who can help you prequalify for a mortgage. Obtaining a mortgage pre approval means you know exactly what your home...
If you’ve been staying up to date with recent housing news in Canada, you’ve likely heard of the new mortgage stress test. This test is affecting potential home buyers all over Canada. It requires all federally regulated financial institutions to qualify mortgages at a higher...
[vc_row][vc_column][vc_column_text]The 2018 BC budget proposed a new tax for people who speculate on residential real estate in the province of British Columbia. It is aimed at buyers who flip houses and capitalize on the increasing housing prices. The speculation tax is based on a housing...
[vc_row][vc_column][vc_column_text]One of the biggest financial decisions we make is choosing between renting a property or buying. There’s a lot to take into consideration before you make a final decision, but at the end of the day, owning a property is one of the best financial...