First time home buyers in Kelowna are looking on the bright side. Compared to real estate in some other Canadian cities, we offer larger parcels of land and more square footage for significantly less. Combine that with potential lake views, less smog and the new BC HOME Partnership Program; now is an ideal time for putting down your Okanagan roots. This new program enables home ownership to finally become a reality for many who felt like they might be stuck renting forever. 2016 was a record breaking real estate year for British Columbia’s housing market. We are still in the midst of this trend. The dedicated team at John Antle Mortgages specializes in helping you attain an affordable mortgage that suits your needs.
Deciphering Your Wish List
What does your ideal starter home look like? Are you a condo or a bungalow kind of person? Do you love biking and walking to work? Are there small children to factor into your home ownership equation? Perhaps you desire a home office or shop on your property. Maybe you are seeking enough space to add a carriage home in the future. Every client has a very specific wants and needs list to consider alongside their budget. Regardless if you are seeking a secondary vacation property, a hobby farm or one of the new “tiny or micro homes” expanding the market, Kelowna and the surrounding area is thriving. Now is the ideal time to let us help you secure a smart and affordable mortgage.
Become Your Own Landlord
Many mortgages are available for what you might currently be paying each month in rent. Many landlords have taken advantage of the occupancy rate in Kelowna and have opted to raise rent to capitalize on the highest bidder. Mortgage calculators can be a great way to experiment with your budget online and see if making the transition from “renter” to “homeowner” is a feasible option. If 2017 is the time to make the leap into the housing market and get involved in the current boom, we can help you finalize the vital details.
Sacrifice Pays Off
Saving for your down payment or taking care of residual credit issues to become eligible for the BC Partnership HOME program (or any mortgage) takes dedication. Some people have a difficult time adjusting their spending. Others decide that owning their own place is more important that owning more “bags of stuff” and opt to get creative with less for awhile. Revamping your lifestyle to live more budget friendly isn’t a bad thing. Selling items you no longer use can become a more economical way to purge. Various charities in the Okanagan are continually seeking donations and many are willing to pick items up. Your mortgage is unlike any other investment. Ensure you are educated throughout the entire process by working with a reputable mortgage broker such as John Antle Mortgages. Call us today to see how we can help you secure the best mortgage solutions possible.
JOHN ANTLE MORTGAGES – KELOWNA’S MORTGAGE SPECIALIST
We specialise in offering mortgage solutions that go above and ‘beyond the bank’. This means we are able to provide flexible solutions at great rates, often better than what traditional banks have to offer. Working with a mortgage broker can open up your options, allow for potentially greater solutions for your situation. We work with a variety clients including first-time buyers, those looking to transition from renting to owning or renewing a mortgage, self-employed business people, as well as investors in rental and/or vacation properties.
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